Terms & Conditions

You may suspend or cancel a Contract WITHIN 5 DAYS and in a number of ways, including: (A) signing and mailing PARADIGM one of the Notices of Cancellation, or (c) sending PARADIGM a written request. PARADIGM honors all cancellation requests without condition or charge that are sent to PARADIGM within the first 5 days of the date of a Contract. It may take up to 5 business days from the day PARADIGM receives your request to process it. Cancellation requests CANNOT BE GRANTED via Phone

You authorize PARADIGM to dispute and remove any inaccurate derogatory items on your credit report.  Doing so may adversely affect an account that the furnisher has linked to agreed upon accurate account.

The length of time you may wish to engage PARADIGM will likely depend on a variety of factors, such as: your individual credit goals, your timely participation, the complexity of your case (e.g. the type and number of unfairly or inaccurately reported credit information subject to substantiation), initial and subsequent positions taken by a particular Furnisher or Bureau regarding an affected credit report item, new information added to your credit profile during your Representation, changes to your initial credit goals, and other related factors. A contract continues from month to month. You are advised to review your case at least each month and determine whether you wish to continue PARADIGM’s Representation or suspend or cancel it.  You are required to sign a new contract after 6 months if you wish to continue services, but you are under no obligation to do so.

PARADIGM reserves the right to withdraw from representing you if you breach a Contract or for any reason permitted under applicable professional rules of conduct. In the event PARADIGM withdraws, you agree to pay PARADIGM for the services rendered by PARADIGM previous to the date of withdrawal.

PARADIGM may have discussions with you regarding your case and in doing so may provide its opinion, in its judgment, regarding your options and possible outcomes, given the information you provide to PARADIGM. Any expressions of opinion may not reflect an actual outcome.

Notice of Cancellation – (Print and mail if applicable)

You may cancel a contract, without any penalty or obligation, within five days from the date the contract is signed.

If you cancel, any payment made by you under a contract must be returned within 15 days following receipt by the seller of your cancellation notice.

To cancel a contract, mail a signed and dated copy of a cancellation notice, or any other written notice, to 5098 Foothills Blvd, STE 3-256, not later than midnight 5 days from date of signature on above original Disclosure.